Effective Date: 5th November 2024
Welcome to CosmeticSurgeryInsurance.org (the “Website”). These Terms and Conditions (”Terms”) govern your access to and use of our Website and the services provided by CosmeticSurgeryInsurance.org (”we,” “us,” or “our”). By accessing or using our Website and services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Website or services.
1. Definitions
• “User,” “you,” or “your”: Refers to any individual or entity accessing or using our Website or services.
• “Services”: Refers to the escrow services provided by CosmeticSurgeryInsurance.org for patients opting for cosmetic surgery.
2. About Us
• Business Name: CosmeticSurgeryInsurance.org
• Address: Future Business Centres, King’s Hedges Road, Cambridge, CB4 2HY, United Kingdom
• Email: service@CosmeticSurgeryInsurance.org
3. Eligibility
By using our Website and services, you represent and warrant that:
• You are at least 18 years of age or the legal age of majority in your jurisdiction.
• You have the legal capacity to enter into binding contracts.
• All information you provide is accurate, current, and complete.
4. Description of Services
We provide escrow services to facilitate secure transactions between patients and cosmetic surgery providers. Our services include:
• Funds Holding: Securely holding funds on behalf of patients until agreed-upon conditions are met.
• Transaction Management: Facilitating payments to cosmetic surgery providers upon completion of services.
• Dispute Resolution Support: Assisting in resolving disputes between patients and providers as per our dispute resolution policy.
5. User Responsibilities
a. Account Registration
• Accuracy of Information: You agree to provide accurate and complete information during registration and to update your information as necessary.
• Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
b. Compliance with Laws
You agree to comply with all applicable laws and regulations related to your use of our Website and services.
c. Prohibited Activities
You agree not to:
• Use the Website or services for any unlawful or fraudulent purposes.
• Provide false or misleading information.
• Attempt to interfere with the proper functioning of the Website or services.
• Engage in any activity that could harm or impair the Website’s security or infrastructure.
6. Escrow Services
a. Establishing an Escrow Transaction
• Agreement Terms: All parties must agree to the terms of the transaction, including payment amounts, release conditions, and any other relevant details.
• Funding the Escrow: The patient must deposit the agreed funds into the escrow account as per the instructions provided.
b. Disbursement of Funds
• Release Conditions: Funds will be released to the cosmetic surgery provider upon satisfaction of the agreed-upon conditions.
• Authorization: Both parties may need to authorize the release of funds unless otherwise specified in the escrow agreement.
c. Dispute Resolution
• Initiation of Dispute: If a dispute arises, parties must notify us promptly.
• Resolution Process: We will assist in mediating the dispute as per our dispute resolution policy.
• Holding of Funds: Funds will be held in escrow until the dispute is resolved.
7. Fees and Payment
a. Service Fees
• Fee Structure: Details of our fees for escrow services are provided on our Website or in the escrow agreement.
• Payment of Fees: Fees may be deducted from the escrow funds or paid separately as agreed.
b. Taxes
You are responsible for any taxes applicable to your transactions.
8. Intellectual Property Rights
a. Ownership
All content on the Website, including text, graphics, logos, and software, is the property of CosmeticSurgeryInsurance.org or its licensors and is protected by intellectual property laws.
b. Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes in accordance with these Terms.
c. Restrictions
You agree not to:
• Reproduce, distribute, or create derivative works from the Website content.
• Remove or alter any copyright notices or proprietary markings.
9. Privacy Policy
Your use of our Website and services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to the practices described in the Privacy Policy.
10. Disclaimers
a. No Medical or Legal Advice
• Information Purposes Only: The content on our Website is for informational purposes only and does not constitute medical or legal advice.
• Professional Consultation: Always seek the advice of qualified professionals regarding medical procedures or legal matters.
b. Service Availability
We do not guarantee that the Website or services will be available at all times or without interruptions.
c. Third-Party Content
Our Website may contain links to third-party websites or services. We are not responsible for the content or practices of these third parties.
11. Limitation of Liability
To the fullest extent permitted by law:
• Exclusion of Damages: CosmeticSurgeryInsurance.org shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Website or services.
• Maximum Liability: Our total liability to you for all claims arising from or related to these Terms shall not exceed the total fees paid by you to us for the services in question.
12. Indemnification
You agree to indemnify, defend, and hold harmless CosmeticSurgeryInsurance.org, its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, or expenses arising out of or related to:
• Your use of the Website or services.
• Your violation of these Terms.
• Your infringement of any third-party rights.
13. Termination
a. By You
You may terminate your account at any time by notifying us at service@CosmeticSurgeryInsurance.org.
b. By Us
We may suspend or terminate your access to the Website or services if:
• You violate these Terms.
• We are required to do so by law.
• There are unexpected technical or security issues.
c. Effects of Termination
Upon termination:
• Your right to use the services will immediately cease.
• Any pending transactions may be cancelled, subject to our policies.
14. Dispute Resolution
a. Governing Law
These Terms shall be governed by and construed in accordance with the laws of England and Wales.
b. Mediation and Arbitration
• Initial Resolution: Parties agree to attempt to resolve disputes informally through mediation.
• Arbitration: If unresolved, disputes shall be referred to and finally resolved by arbitration under the rules of the London Court of International Arbitration.
c. Jurisdiction
You agree to submit to the exclusive jurisdiction of the courts of England and Wales.
15. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective when posted on the Website with an updated effective date.
• Notification of Changes: We will notify you of significant changes via email or a prominent notice on our Website.
• Continued Use: Your continued use of the Website or services after changes are made constitutes acceptance of the revised Terms.
16. Miscellaneous
a. Entire Agreement
These Terms constitute the entire agreement between you and CosmeticSurgeryInsurance.org regarding your use of the Website and services.
b. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
c. Waiver
Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
d. Assignment
You may not assign your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction.
17. Contact Information
If you have any questions or concerns about these Terms, please contact us at:
• Email: service@CosmeticSurgeryInsurance.org
• Address:
CosmeticSurgeryInsurance.org
Future Business Centres
King’s Hedges Road
Cambridge, CB4 2HY
United Kingdom
By accessing or using our Website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.